Overview

Moving to Toronto

Toronto offers Canada’s largest concentration of employers and newcomer communities, but housing and commuting can dominate the household budget. Decide whether the destination is the City of Toronto or another GTA municipality before comparing rent or transit.

Use the GTA as several labour markets

Downtown and midtown concentrate finance, professional services, technology, universities, hospitals and government. Airport-area logistics, suburban corporate campuses, manufacturing and distribution can be far from rapid transit.

Ask where the team actually works and how often attendance is required.

Choose neighbourhood by commute

A cheaper unit across a municipal boundary can add GO, local transit, parking or highway costs. Test the door-to-door trip during peak and late hours, including transfers and child-care pickup.

Do not assume every address called Toronto is served by the TTC.

Plan housing verification

Competition is high for many rental types. Verify the owner or agent, see the exact unit and understand Ontario deposit and rent rules before paying.

Condominium bylaws can affect pets, moves and short-term guests in addition to the lease.

Use newcomer-scale services

Toronto has extensive settlement, language, library, school and cultural networks in many languages. Health coverage does not assign a family doctor, and child-care wait-lists differ by neighbourhood.

Service availability can be better near established communities but should not outweigh an impossible commute.

A household reviewing a financial plan

Frequently asked questions

Questions about moving to toronto

Is Toronto the same as the GTA?

No. The GTA includes Toronto and surrounding municipalities with separate transit and local services.

Can a newcomer live without a car?

Often in Toronto neighbourhoods served well by transit, but some suburban jobs remain difficult without one.

Government sources and footnotesShow sources